tag:blogger.com,1999:blog-79855966178690794592024-02-08T13:24:56.917-06:00Bryan Jamison's BlogBryan Jamisonhttp://www.blogger.com/profile/13393133897707212015noreply@blogger.comBlogger15125tag:blogger.com,1999:blog-7985596617869079459.post-90480276630930278062011-06-28T19:32:00.000-05:002011-06-28T19:32:13.030-05:00Think your golf cart is covered...better read the FINE PRINT!Here in the insurance world, we often hear customers make statements to the effect that their golf cart is covered by their homeowners policy and that they do not need a specific policy for it. They are rarely right, AND only to a MINIMAL extent.<br />
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Most homeowners policies will provide some very basic, limited coverage while you are using your golf cart on your residence premises or while used for "golfing purposes". Well, if you own a golf cart, you probably use it for more than "golfing purposes". Let's talk about this. Have you ever stopped off at the store on your way home from the golf course? Have you ever stopped by a friend's house to visit? Do you sometimes grab your spouse and head out for an afternoon drive just for fun in your golf cart? Well of course you have! And who doesn't?!<br />
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Golf carts are a lot of fun, but they can also get you into financial trouble and jeopardize everything you have worked for. Let's take a scenario. You decide to hop in your golf cart and take your wife and grandkids to your friend's house down the street. While you are on the way, you stop to talk to another friend out walking. After a few minutes of conversation, you say goodbye and start to take off, but you run over your friend's foot. He is not very happy about this and in a lot of pain. This little incident could easily put you into a major liability lawsuit.<br />
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Did you know that could get legal defense and liability protection for this type of situation for generally less than $100 per year and get coverage for you and your family and your golf cart??<br />
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Contact me to find out how I can help you protect yourself. You'll be glad you did!<br />
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Bryan JamisonBryan Jamisonhttp://www.blogger.com/profile/13393133897707212015noreply@blogger.com0tag:blogger.com,1999:blog-7985596617869079459.post-56454803242567834762011-05-13T19:07:00.001-05:002011-05-13T19:11:10.918-05:00What does “Uninsured Motorist” coverage mean for me an my family?<div class="MsoNormal"><span class="Apple-style-span" style="font-size: 16px;">Well, I guess that all depends on if you have experienced this first hand or now. I first experienced this in college when a good friend was hit by a driver with only state minimum liability protection…at the time that was only $20,000 in coverage for my friend.</span></div><div class="MsoNormal"><br />
</div><div class="MsoNormal"><span style="font-size: 12pt;">Stephanie was a student at SFA. She was rear-ended in an accident, and experienced chronic back pain as a result. She had trouble carrying her books to class, sleepless nights of pain kept her up and affected her grades, and medications kept her budget tighter than expected for the rest of her college years. Fortunately for Stephanie, her family was financially able to help her through and Stephanie is doing well today.<o:p></o:p></span></div><div class="MsoNormal"><br />
</div><div class="MsoNormal"><span style="font-size: 12pt;">Many of these issues could have been minimized if Stephanie would have paid a little extra per month and purchased Uninsured/Underinsured Motorist coverage on her auto policy. It would have picked up where the person at-fault’s coverage ended, paid for much of Stephanie’s therapy to make her back feel better, paid for her doctor visits and medications, and helped pay the time she had to take off from work to go to therapy and the doctor.<o:p></o:p></span></div><div class="MsoNormal"><br />
</div><div class="MsoNormal"><span style="font-size: 12pt;">I strongly encourage you to learn more about this coverage and to know that you have all if it that your policy will allow. It is a great coverage that you and your family will be so glad that you have when the situation arises and someone else injures you in an accident.</span><o:p></o:p></div>Bryan Jamisonhttp://www.blogger.com/profile/13393133897707212015noreply@blogger.com0tag:blogger.com,1999:blog-7985596617869079459.post-23868530758245629152011-04-12T11:37:00.000-05:002011-04-12T11:37:35.669-05:00What's more important - my cable bill or my family?So what's more important to YOU - watching TV or making sure your family will be ok financially if something were to happen to you?<div><br />
</div><div>We often get into our daily routines and spending money on the things that make us "feel good". We enjoy nice meals eating out on a regular basis, a visit to a local bar for a drink or two with a friend, or making sure that we have so many channels at home that channel surfing should be a sport! It is rare that you will run across a family anymore that does not have a TV. In fact, the average household has more TVs than people. And, of course, there is a cable or satellite bill associate with it.</div><div><br />
</div><div>As an insurance agent, I like to help people, and I like to help people understand that protecting their family is very important. Let's face it, people die everyday - some expected, but many unexpected. We generally find that less than 12% of families have adequate life insurance. Sure, many people have small life insurance policies through their work, but that is usually only enough to cover some final expenses and medical bills and a few months of the family's then missing income. People do not always think about the additional cost of care for children, or elderly parents, or college funding, or ongoing income that the deceased spouse would have generated. The part I find saddening is that outside of this 12% is a remaining 88% that find eating out or watching TV to be a higher priority than taking care of their financial responsibilities to their family.</div><div><br />
</div><div>So today, after reading this, take a moment to put yourself in your spouse's shoes, and ask yourself if you have done all that you can to protect them if you are gone. Then, later today, look into their eyes and think about your answer...I hope you feel good about it.</div><div><br />
</div><div>Protect your family. It's important.</div><div><br />
</div><div>Bryan Jamison</div>Bryan Jamisonhttp://www.blogger.com/profile/13393133897707212015noreply@blogger.com1tag:blogger.com,1999:blog-7985596617869079459.post-40982001597975651182011-03-22T11:37:00.000-05:002011-03-22T11:37:39.286-05:00Aflac Fires Duck-Voice Gottfried Over Japan Tsunami Remarks - Businessweek<a href="http://www.businessweek.com/news/2011-03-14/aflac-fires-duck-voice-gottfried-over-japan-tsunami-remarks.html">Aflac Fires Duck-Voice Gottfried Over Japan Tsunami Remarks - Businessweek</a>Bryan Jamisonhttp://www.blogger.com/profile/13393133897707212015noreply@blogger.com1tag:blogger.com,1999:blog-7985596617869079459.post-42927350562485445752011-02-24T17:20:00.000-06:002011-02-24T17:20:13.509-06:002010 Census Count for Georgetown: 47,400 | City News<a href="http://news.georgetown.org/2011/02/21/2010-census-count/">2010 Census Count for Georgetown: 47,400 | City News</a>Bryan Jamisonhttp://www.blogger.com/profile/13393133897707212015noreply@blogger.com0tag:blogger.com,1999:blog-7985596617869079459.post-56290524073917291012011-02-01T19:13:00.000-06:002011-02-01T19:13:26.950-06:00Unveiling the Myths about Life Insurance<iframe width="425" height="344" src="http://www.youtube.com/embed/-PIhrLtjGDE?fs=1" frameborder="0" allowfullscreen=""></iframe>Bryan Jamisonhttp://www.blogger.com/profile/13393133897707212015noreply@blogger.com1tag:blogger.com,1999:blog-7985596617869079459.post-18890020732340148862011-01-17T19:02:00.000-06:002011-01-17T19:02:16.513-06:00Renters insurance vs. pizza - San Antonio Express-News<a href="http://www.mysanantonio.com/business/article/Renters-insurance-vs-pizza-957762.php">Renters insurance vs. pizza - San Antonio Express-News</a>Bryan Jamisonhttp://www.blogger.com/profile/13393133897707212015noreply@blogger.com0tag:blogger.com,1999:blog-7985596617869079459.post-35957356243767571152010-12-21T12:56:00.002-06:002010-12-21T12:59:02.802-06:00Have life insurance? Is it enough or maybe too much? - USATODAY.com<span class="Apple-style-span" style="font-family: Arial, Helvetical, sans-serif; font-size: medium;">Most parents know that they need life insurance. But many would rather have a root canal than shop for the best life insurance policy.</span><br />
<div><div class="inside-copy" style="color: black; font-size: 12px; font-weight: normal; line-height: 15px; text-align: left; text-decoration: none;"><span class="Apple-style-span" style="font-family: Arial, Helvetical, sans-serif; font-size: medium;">"People don't think about, 'What will my family do if I am gone and not earning a living?' " says Peter Katt, a fee-only life insurance adviser. "The whole point of this kind of planning is to provide the family with maximum flexibility so they're not stuck."</span></div><div class="inside-copy" style="color: black; font-size: 12px; font-weight: normal; line-height: 15px; text-align: left; text-decoration: none;"><span class="Apple-style-span" style="font-family: Arial, Helvetical, sans-serif; font-size: medium;">Planning for your death is not a cheerful topic. Too often, parents make a quick decision, ignoring important considerations. Among their mistakes:</span></div><div class="inside-copy" style="color: black; font-size: 12px; font-weight: normal; line-height: 15px; text-align: left; text-decoration: none;"><span class="Apple-style-span" style="font-family: Arial, Helvetical, sans-serif; font-size: medium;"><br />
</span></div><div class="inside-copy" style="color: black; font-size: 12px; font-weight: normal; line-height: 15px; text-align: left; text-decoration: none;"><span class="Apple-style-span" style="font-family: Arial, Helvetical, sans-serif; font-size: medium;"><b>Not enough life insurance.</b></span></div><div class="inside-copy" style="color: black; font-size: 12px; font-weight: normal; line-height: 15px; text-align: left; text-decoration: none;"><span class="Apple-style-span" style="font-family: Arial, Helvetical, sans-serif; font-size: medium;"><b><br />
</b></span></div><div class="inside-copy" style="color: black; font-size: 12px; font-weight: normal; line-height: 15px; text-align: left; text-decoration: none;"><span class="Apple-style-span" style="font-family: Arial, Helvetical, sans-serif; font-size: medium;">Families don't always insure a parent who is staying home to care for the children. "They don't think that the person who is not bringing in an income needs life insurance," says Greg Daugherty, executive editor of Consumers Union. But if that person dies, the other parent can't stop working and usually has to pay someone to help care for the family.</span></div><div class="inside-copy" style="color: black; font-size: 12px; font-weight: normal; line-height: 15px; text-align: left; text-decoration: none;"><span class="Apple-style-span" style="font-family: Arial, Helvetical, sans-serif; font-size: medium;"><br />
</span></div><div class="inside-copy" style="color: black; font-size: 12px; font-weight: normal; line-height: 15px; text-align: left; text-decoration: none;"><span class="Apple-style-span" style="font-family: Arial, Helvetical, sans-serif; font-size: medium;"><a href="http://www.usatoday.com/money/perfi/insurance/2010-12-10-personalfinance10_ST_N.htm?loc=interstitialskip">Click here</a> for the rest of this great article!</span></div></div>Bryan Jamisonhttp://www.blogger.com/profile/13393133897707212015noreply@blogger.com0tag:blogger.com,1999:blog-7985596617869079459.post-76179822963896612022010-12-07T21:31:00.002-06:002010-12-07T21:33:14.662-06:00AAA Foundation for Traffic Safety - Media<span class="Apple-style-span" style="-webkit-border-horizontal-spacing: 2px; -webkit-border-vertical-spacing: 2px; color: #333333; font-family: Verdana, Arial, Helvetica; font-size: 12px; line-height: 15px;"><strong><em><a href="http://www.blogger.com/goog_988626840">Two Out of Five Drivers Admit to Falling Asleep at the Wheel, Finds AAA Foundation Study</a></em></strong></span><br />
<div><span class="Apple-style-span" style="-webkit-border-horizontal-spacing: 2px; -webkit-border-vertical-spacing: 2px; color: #333333; font-family: Verdana, Arial, Helvetica; font-size: 12px; line-height: 15px;"><a href="http://www.aaafoundation.org/multimedia/index.cfm?button=DrowsyDrivingprevalence"> Drowsy Drivers A Factor In Nearly 17% of Fatal Crashes</a></span><br />
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<div style="-webkit-border-horizontal-spacing: 2px; -webkit-border-vertical-spacing: 2px; color: #333333; font-family: Verdana, Arial, Helvetica; font-size: 12px; line-height: 15px;">Washington, D.C. — Two out of every five drivers (41 percent) admit to having fallen asleep at the wheel at some point, with one in ten saying they’ve done so in the past year, according to a new <a href="http://www.aaafoundation.org/" style="color: #3333cc; font-family: Verdana, Arial, Helvetica; font-size: 12px; text-decoration: none;">AAA Foundation for Traffic Safety</a>study. More than a quarter of those surveyed admitted they drove despite being so tired that they had difficulty keeping their eyes open in the previous month.</div><div style="-webkit-border-horizontal-spacing: 2px; -webkit-border-vertical-spacing: 2px; color: #333333; font-family: Verdana, Arial, Helvetica; font-size: 12px; line-height: 15px;"><br />
</div><div style="-webkit-border-horizontal-spacing: 2px; -webkit-border-vertical-spacing: 2px; color: #333333; font-family: Verdana, Arial, Helvetica; font-size: 12px; line-height: 15px;">Eighty-five percent of drivers surveyed felt it was “completely unacceptable” for someone to drive if they are so tired they are having trouble keeping their eyes open. Unfortunately, drivers may not always be aware of the effects of fatigue resulting from a lack of sleep. In recognition of this week’s <a href="http://drowsydriving.org/resources/drowsy-driving-prevention-week-toolkit/" style="color: #3333cc; font-family: Verdana, Arial, Helvetica; font-size: 12px; text-decoration: none;">Drowsy Driving Prevention Week</a>®, hosted by the <a href="http://www.sleepfoundation.org/" style="color: #3333cc; font-family: Verdana, Arial, Helvetica; font-size: 12px; text-decoration: none;">National Sleep Foundation</a>, AAA wants all drivers to recognize the seriousness of this dangerous, yet underestimated, driving practice.</div></div>Bryan Jamisonhttp://www.blogger.com/profile/13393133897707212015noreply@blogger.com0tag:blogger.com,1999:blog-7985596617869079459.post-47957210846824418782010-11-19T20:51:00.000-06:002010-11-19T20:51:11.216-06:00Allstate Launches Roadside Assistance With a Twist - WSJ.com<a href="http://online.wsj.com/article/SB10001424052748704104104575622920309885154.html">Allstate Launches Roadside Assistance With a Twist - WSJ.com</a>Bryan Jamisonhttp://www.blogger.com/profile/13393133897707212015noreply@blogger.com0tag:blogger.com,1999:blog-7985596617869079459.post-58685905784978137632010-11-04T01:28:00.000-05:002010-11-04T01:28:11.281-05:00Meet The Ericksons...<object style="background-image:url(http://i1.ytimg.com/vi/TTvweBRT9mw/hqdefault.jpg)" width="425" height="344"><param name="movie" value="http://www.youtube.com/v/TTvweBRT9mw?fs=1&hl=en_US"><param name="allowFullScreen" value="true"><param name="allowscriptaccess" value="always"><embed src="http://www.youtube.com/v/TTvweBRT9mw?fs=1&hl=en_US" width="425" height="344" allowscriptaccess="never" allowfullscreen="true" wmode="transparent" type="application/x-shockwave-flash"></embed></object>Bryan Jamisonhttp://www.blogger.com/profile/13393133897707212015noreply@blogger.com0tag:blogger.com,1999:blog-7985596617869079459.post-67327642909415934792010-11-04T01:18:00.002-05:002010-11-04T01:21:05.224-05:00Allstate Mobile for iPhone | Allstate MobileThere's also an app for Blackberry and Android. <a href="http://www.allstate.com/mobile/insurance-go.aspx">Click here</a>.Bryan Jamisonhttp://www.blogger.com/profile/13393133897707212015noreply@blogger.com0tag:blogger.com,1999:blog-7985596617869079459.post-49382340509824561422010-11-04T00:31:00.000-05:002010-11-04T00:31:36.702-05:00GoodForLife | Allstate Financial<div><p class="MsoNormal"><b style="mso-bidi-font-weight:normal"><span style="font-size:10.0pt;font-family:"Arial","sans-serif";mso-fareast-font-family: "Times New Roman";mso-fareast-theme-font:minor-fareast;mso-no-proof:yes">Here is something new we just came out with that might be good for you and your family.</span></b><b style="mso-bidi-font-weight:normal"><span style="mso-fareast-font-family:"Times New Roman";mso-fareast-theme-font:minor-fareast; mso-no-proof:yes"><o:p></o:p></span></b></p> <b style="mso-bidi-font-weight:normal"><span style="font-size:10.0pt; font-family:"Arial","sans-serif";mso-fareast-font-family:"Times New Roman"; mso-fareast-theme-font:minor-fareast;color:black;mso-ansi-language:EN-US; mso-fareast-language:EN-US;mso-bidi-language:AR-SA;mso-no-proof:yes">Check out this video: </span></b><a href="http://www.myallstatefinancial.com/good-for-life/video.aspx">GoodForLife | Allstate Financial</a></div>Bryan Jamisonhttp://www.blogger.com/profile/13393133897707212015noreply@blogger.com0tag:blogger.com,1999:blog-7985596617869079459.post-77028338071315563802010-11-04T00:20:00.000-05:002010-11-04T00:20:18.783-05:00Senate GOP leader takes aim at health care law - Politics - Decision 2010 - msnbc.com<a href="http://www.msnbc.msn.com/id/39998544/ns/politics-decision_2010">Senate GOP leader takes aim at health care law - Politics - Decision 2010 - msnbc.com</a>Bryan Jamisonhttp://www.blogger.com/profile/13393133897707212015noreply@blogger.com0tag:blogger.com,1999:blog-7985596617869079459.post-51383605822932814532010-11-04T00:14:00.000-05:002010-11-04T00:14:12.262-05:00Allstate Mobile App: Tag In<object style="background-image:url(http://i4.ytimg.com/vi/KGdA42D7fQU/hqdefault.jpg)" width="480" height="295"><param name="movie" value="http://www.youtube.com/v/KGdA42D7fQU?fs=1&hl=en_US"><param name="allowFullScreen" value="true"><param name="allowscriptaccess" value="always"><embed src="http://www.youtube.com/v/KGdA42D7fQU?fs=1&hl=en_US" width="480" height="295" allowscriptaccess="never" allowfullscreen="true" wmode="transparent" type="application/x-shockwave-flash"></embed></object>Bryan Jamisonhttp://www.blogger.com/profile/13393133897707212015noreply@blogger.com0